ANZ New Zealand SWIFT Code: ANZBNZ22 for International Transfers

If you’re expecting money from overseas into your ANZ New Zealand account, the first thing the sender will ask for is your SWIFT code. That code — ANZBNZ22 — is the same for every ANZ branch in the country, which makes things simpler than you might think. We’ll show you where to find it, what the individual characters mean, and exactly what the sender needs to get the funds to your account.

ANZ New Zealand SWIFT code: ANZBNZ22 ·
11-character version: ANZBNZ22XXX ·
Also known as: BIC (Bank Identifier Code) ·
Used for: Receiving international wire transfers ·
Same for all branches? Yes

Six key details sum up the ANZ New Zealand SWIFT code at a glance.

The implication: This single code works for every ANZ branch nationwide, but the sender needs the full account number and branch address to complete the transfer.

How do I find my ANZ SWIFT code in NZ?

You won’t need to memorise ANZBNZ22 — it’s stored in your banking channels. Here are the three quickest ways to look it up.

Check your ANZ mobile app

• Open the ANZ goMoney app and log in. Go to Payments > Overseas Payments. Your SWIFT code is displayed under the recipient details or account information section (ANZ New Zealand (official bank page)).
• Alternatively, navigate to your account summary and tap the specific account to view its detail screen — the SWIFT code appears alongside the account number for eligible accounts (Wise (money transfer service)).

Look up your account statement

• Any recent ANZ account statement (paper or PDF) lists the SWIFT/BIC code in the header section along with the branch address. Check the top-right corner of the first page (ANZ New Zealand (guides page)).

Visit the ANZ website

• ANZ’s Receive money from overseas page clearly states: “ANZ New Zealand’s SWIFT code (also known as Bank Identifier Code or BIC) is ANZBNZ22. If you need an 11-digit SWIFT, use ANZBNZ22XXX.” Bookmark that page for future reference (ANZ New Zealand (official bank page)).

What is the SWIFT code for ANZ international transfer?

The same code serves both the sender and the receiver, but knowing the two formats prevents confusion.

ANZBNZ22 vs ANZBNZ22XXX

• ANZBNZ22 is the 8-character basic format. It contains: bank code (ANZ – Australia and New Zealand Banking Group), country code (NZ – New Zealand), location code (22 – Auckland head office). This is the primary code listed by ANZ itself (ANZ New Zealand (official bank page)).
• ANZBNZ22XXX is the 11-character extended format. The last three characters (XXX) represent the head office branch. Many overseas banks require 11 characters for their systems (Wise (money transfer service)).

When to use the 8-character code

• Most international wire forms accept the 8-character code. If the form has a dedicated BIC/SWIFT field, ANZBNZ22 is sufficient. The sender’s bank will automatically append the XXX if needed (Qonto (aggregator)).

When to use the 11-character code

• If the sender’s bank explicitly requires an 11-digit SWIFT code — often indicated by a field that says “SWIFT code (11 characters)” — provide ANZBNZ22XXX. This is common for banks in the US, UK, and parts of Asia (XE (currency and transfer platform)).

The pattern: Provide ANZBNZ22 by default, but add XXX if the sender’s bank demands the full 11-character version.

Is the ANZ SWIFT code the same for all branches?

Yes — and that’s a deliberate design choice that simplifies inbound transfers.

Branch-specific vs uniform code

• Unlike some banks that assign unique SWIFT codes per branch, ANZ New Zealand uses a single uniform code: ANZBNZ22 (or ANZBNZ22XXX). Whether you bank at a branch in Auckland, Wellington, Christchurch, or Dunedin, the code does not change (Qonto (aggregator)).

Why ANZ uses a single code

• ANZ centralises its international payment processing through its head office in Auckland. This means all inbound transfers are routed through the same operational centre, regardless of the recipient’s branch. The branch identity is captured via the account number and branch address, not the SWIFT code (ANZ receiving instructions (Scribd)).

What about physical branch addresses?

• Even though the SWIFT code is uniform, the sender must still include your branch address (e.g., “ANZ Wellington, 125 Featherston Street, Wellington”). This information is required for compliance with New Zealand’s Anti-Money Laundering and Countering Financing of Terrorism (AML/CFT) regulations (ANZ receiving instructions (Scribd)).

Do NZ bank accounts have a SWIFT code?

Every major New Zealand bank provides a SWIFT/BIC code for receiving international wires. Here’s how ANZ compares to the rest.

Which New Zealand banks have SWIFT codes

• All major retail banks — ANZ, BNZ, Westpac, ASB, Kiwibank — have published SWIFT codes. For example, BNZ uses BKNZNZ22, Westpac uses WPACNZ2W, ASB uses ASBBNZ2A, and Kiwibank uses KIWINZ22 (BNZ (official bank page); Westpac (official bank page)).

What to do if the bank uses a BIC instead

• A BIC (Bank Identifier Code) is the same thing as a SWIFT code — the terms are interchangeable. If the sender asks for a BIC, provide the same ANZBNZ22 or ANZBNZ22XXX code (Wikipedia (BIC/ISO 9362)).

Do all accounts support international transfers?

• Most everyday transaction and savings accounts at ANZ can receive international wires. However, some fixed-term or restricted accounts may not accept inbound SWIFT payments. Check with ANZ if your account type is eligible (ANZ New Zealand (official bank page)).

How do I know what ANZ branch I am with?

Your branch details are needed alongside the SWIFT code for every international transfer. Here’s how to find yours.

Finding branch details in the ANZ app

• Open the ANZ goMoney app, tap Account details or Settings for your account. The branch name and address appear under the account information section (ANZ New Zealand (guides page)).

Using your account number to identify branch

• ANZ account numbers are structured as 00-XXXX-XXXXXXX-00. The first two digits (the “bank code”) are always 01 for ANZ. The next four digits are your branch code. For example, 01-0123 indicates a specific branch. You can use this branch code to look up the full address on ANZ’s branch finder (ANZ New Zealand (official bank page)).

Contacting ANZ support

• If you’re unsure, call ANZ’s international money transfer support line on 0800 269 296 (within NZ) or +64 4 470 3142 (from overseas). They can confirm your branch details and SWIFT code over the phone (ANZ New Zealand (official bank page)).

Quotes from official and trusted sources

“ANZ New Zealand’s SWIFT code (also known as Bank Identifier Code or BIC) is ANZBNZ22. If you need an 11-digit SWIFT, use ANZBNZ22XXX.”

— ANZ New Zealand (official bank page)

“To make an international transfer with ANZ NZ, you typically need the recipient’s BIC/SWIFT code and the recipient’s IBAN or account number.”

— Wise (money transfer service)

“ANZ Bank may use different SWIFT codes depending on service or branch, but for NZ it is consistently ANZBNZ22XXX.”

— XE (currency and transfer platform)

For New Zealanders receiving international transfers, the choice is clear: hand over ANZBNZ22 (or ANZBNZ22XXX if required) along with your full account number and branch address, and the money will arrive without unnecessary delays. If you’re sending money overseas from ANZ, use the app or internet banking to initiate the transfer — and remember that in-branch and phone payments may incur higher fees (ANZ New Zealand (official bank page)).

For a detailed breakdown of how to locate and use the ANZ SWIFT code in New Zealand, this guide provides step-by-step instructions.

Frequently asked questions

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